NEWAjo, rebuilt as a group chat that holds money

Save with
your squad.

Pick a goal with your people, save together in public, and unlock it as one. No treasurer. No wahala. Nobody runs with the money.

Start a squad →See how it works
SAVE AM TOGETHER · KOLOWEY UP ·
Free to start · iOS and Android · funds held at a CBN-licensed bank
9:41●●●
🎉 Detty December
Squad saved0%
🔥 9 wks
₦0 of ₦1.5M
T
Tolu
Paid0%
C
Chidi
Paid0%
A
Ada
Paid0%
K
Kemi
Late0%
Kolowey upChat
₦Chidi just paid ₦25,000
Kemi, Detty December no go wait for you o 😭
🔥 9-week streak
🎉
₦
Kolowey up✺You don pay✺Japa Gang✺No carry last✺Detty December✺Nudge am✺Squad dey proud of you✺Kolowey up✺You don pay✺Japa Gang✺No carry last✺Detty December✺Nudge am✺Squad dey proud of you✺
GOAL POT●ROTATION●ACCOUNTABILITY●SAVE IN DOLLARS●ROAST NUDGES●UNLOCK PARTY●GOAL POT●ROTATION●ACCOUNTABILITY●SAVE IN DOLLARS●ROAST NUDGES●UNLOCK PARTY●
The problem

Ajo don dey since. The wahala too.

🏃🏾
The treasurer don japa.
One person holds everybody's money. Then they stop picking calls.
🤐
The group chat goes quiet.
Nobody wants to be the one asking who has paid. So nobody asks.
📉
Naira no dey wait.
By the time the pot is complete, the money buys less than when you started.
Kolowey fixes all threeno cap
How it works

Four steps.
Zero treasurer.

01Start a squad

Pick Goal pot, Rotation or Accountability. Name it, give it an emoji and a color. Set the amount and the deadline.

02Drop the link

Every goal becomes a story card with a QR code. Post am for WhatsApp status or IG and watch people join.

03Save in public

Everybody's % and streak is on one board. Fall behind and the squad go nudge you, nicely or not.

04Unlock together

On deadline day everybody holds the button. Confetti, a group receipt, and money lands in your bank in minutes.

How una wan save?
🏺Goal potOne target, unlock together
🔄RotationClassic ajo payouts
👀AccountabilityOwn goals, squad watching
Live progress board

Everybody can see everybody.

Every member's progress and streak sits on one board. Missing a week has a social cost, so people don't miss.

🎉 Detty December🔥 9 wks
T
Tolu0%
C
Chidi0%
A
Ada0%
S
Seun0%
B
Bayo0%
K
Kemi0%
The fun part

Go on, touch am.

Every tile below works. Tap, hold, slide.

Roast nudgesFunny reminders get screenshotted, not ignored.
B
One nudge per person per day. We no dey harass.
Percent-only modeDifferent incomes, same squad. No money shame.
TTolu₦200,000
CChidi₦175,000
KKemi₦87,000
Squad streaksWeeks in a row everybody paid. The flame grows every week.
🔥
9 weeks
Unlock partyOn deadline day everyone holds the button together.
Press and hold until the ring is full
Save in dollarsPay in naira, hold in USD. Rate locked at every deposit.
You put in ₦25,000$16.40You'll hold this · $1 = ₦1,524 (sample rate)
Goal cardsEvery goal becomes a story card with a join link. Hover am.
kolowey✈️Japa Gang211 days
38% saved
Safety

Playful app. Serious about money.

01Held at a CBN-licensed bankMoney sits with Flutterwave Bank or another licensed MFB partner, never in someone's personal account.
02Everybody is verifiedBVN or NIN before the first deposit. So nobody in your squad can run with the money.
03Locked until the deadlineEarly withdrawal needs a squad vote. Rules are agreed before any money moves.
04Rotation safeguardsTrust scores set payout order. Early receivers hold a small deposit until their last payment.
Tap anywhere to drop a coin ₦

Your squad dey wait.

Join the waitlist. We'll send your invite link when Kolowey opens in your city.

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App Store · soonGoogle Play · soon